Lock Policy Lockdesk: secondary@everstreammortgage.com Lockdesk Hours: 8:30AM – 5:30PM EST Monday – Friday Lock Hours: Locks available 7 days a week from 10:30AM – 3:00AM EST. Extension Policy: Free 3-day extensions on all files, 2.5bps per day after that Relock Policy: 30 days worst-case on expired locks, no penalty afterwards Lock Options: 15 days, 30 days, 45 days, and 60 days. 2-1 buydowns available.