Everstream Mortgage offers a wide variety of loan programs.
Conventional and High Balance
We offer very low rates on Fannie Mae and Freddie Mac conventional and high balance purchase and refinance loan programs for Primary, Secondary and Investment properties. Min 620 FICO. Fannie Mae and Freddie priced separately. Easy to transfer appraisals.
Home Possible and Home Ready
Use Everstream Mortgage to get very low rates on Fannie Mae's Home Ready and Freddie Mac's Home Possible programs. Min 620 FICO.
Non-QM
We offer a wide range of Non-QM products including:
- Personal and Business Bank Statement Loans (12-24 mo)
- Alt Doc, 1099, and P&L Loans (1-2 years)
- Jumbo Loans up to $4 million
- 90% LTV financing available
VA
Crazy low rates for VA purchase, VA cash-out and VA IRRRL loans. FICO down to 580. Buydown options available. Up to 100% LTV for VA purchase and cash-out. Deep experience with VA lending.
FHA (Including DPA)
Get super low rates on FHA purchase, FHA standard refinance and FHA streamline refinance loans. FICO down to 580 and manual underwriting permitted. Deep experience with FHA lending.
DSCR
We offer a wide range of DSCR products including no-ratio. Min 640 FICO. Loans can close in LLC. First-time investors, foreign nationals, and short-term rentals all eligible. Minimum Loan Amount $100K.
